Available to all Australians, Defence Bank Retirement Savings Account (RSA) is an online, low cost superannuation solution for managing your retirement benefits through every stage of your life.
When you join Defence Bank, we'll make sure you always have access to the very best in service and advice by giving you a dedicated Financial Services Officer (like Emma in the video here) to help with:
Your dedicated Financial Services Officer is easy to reach. Simply complete the enquiry form.
Having your super with Defence Bank makes it it easy to control along with your other accounts in your online banking. If you are a former member of the ADF, a partner, spouse or family of a former member or an ADF contractor, then Defence Bank Super is for you. If you are an Australian Public Service employee aged 56 years or over, we can help you make the most of your retirement plans.
Whether you're just starting out growing your super, or you're nearing retirement, Defence Bank Super has investment options to suit you, and you can control your super or pension at the click of a button via Online Banking.
Your superannuation funds your retirement, so why should it be eaten away with fees? Defence Bank Super has competitive fees to make sure more of your nest egg is there for you to enjoy when you reach retirement.
"Our Financial Services Officer Emma spent almost an hour talking about my account and going through the various options with me. She understood we wanted to maximise our superannuation returns while minimising our risk. She asked me to consider a term deposit at 3.15% for 3 years in order to preserve my capital and to consider transferring the rest of my funds to the Conservative Pension option. I found her to be deeply insightful, very caring and having a total commitment to her client's welfare (in our case crucial because my husband and I are both over 70). I would like to commend her performance and hope that you will soon discover she is a very valuable member of your team and a great asset to Defence Bank".
Mary and Arthur Towers, Member since 2002
"Mei and I have been considering our Super options recently and we switched from our RSA account to a Super account to take advantage of the higher interest rates offered with the term deposits. As usual, it was not possible to get a complete grasp of the subject by reading the literature and we had many questions that needed answering. To this end, we must say that the support that Emma gave us was outstanding and she was able to help us quickly and courteously. It makes life so much easier having someone who is willing to listen and discuss these things."
Dave and Mei Comfort, Member since 2002
"I was in two minds whether to use Defence Bank again as there isn't be a branch near where I intend to retire in Tasmania. After an enquiry to the branch at Amberley I had a call from Sharon. She was utterly professional, polite and very informative. She took the time to go through each step and has convinced me (no hard sell though) to invest my retirement savings in an RSA account. I would like you to pass on a sincere thankyou from me as she has allayed many fears I held in a very tense time while transitioning to civilian life from the ADF. Please give her a 'job well done' as she is certainly a great asset to your bank."
Chris White, Member Since 2015
This information does not take into account your personal objectives, financial situation or needs. You should read the Product Disclosure Statement (PDS) available above before making a decision to acquire this product. Fees and charges apply, refer to the Fees and Costs Fact Sheet for more information.
Insurance cover is provided to eligible Fund members by TAL Life Limited (ABN 70 050 109 450 AFSL 237848), subject to eligibility criteria and acceptance by TAL. Insurance cover may cease in certain circumstances including if there are insufficient funds held in your Defence Bank Super account to pay insurance premiums, refer to the Insurance Fact Sheet for further information.
Defence Bank Super is issued by Equity Trustees Superannuation Limited (ABN 50 055 641 757 AFSL 229757) as trustee of the CUBS Superannuation Fund (ABN 90 120 177 925). Defence Bank Limited (ABN 57 087 651 385 AFSL/Australian Credit Licence 234582) is the sub-promoter of the CUBS Superannuation Fund.
The Trustee or Defence Bank Limited and associated or related entities do not guarantee the return of capital or the performance of the fund, this product or any investment options.