Defence Bank Car Insurance

Defence Bank Insurance - Great savings on Car insurance Exclusive to Defence Bank member

Great savings on Car insurance Exclusive to Defence Bank members

Defence Bank offers great rates and a range of benefits on the car insurance you need. As a Defence Bank member, you'll get a discount on standard rates*.

Need to talk?

For an obligation-free insurance quote or for more information, call the Defence Bank Contact Centre on 1800 033 139

Insurance not due yet?

Set a reminder and we will notify you nearer to your due date.
Click here to set a reminder

Car Insurance

Defence Bank's Motor Vehicle Insurance policies give you the freedom to choose the best cover to suit your needs.

Comprehensive

Cover for loss or damage to your vehicle, and your legal liability for loss or damage to another person's vehicle or property.

Third Party Fire and Theft

Cover for loss or damage to your vehicle by fire or theft only, and your legal liability for loss or damage to another person's vehicle or property.

Third Party Property Damage

Cover for your legal liability for loss or damage to another person's vehicle or property.

We've developed three Motor Vehicle Insurance policies for you to choose from, based on how you use your car.

Motor Vehicle Insurance Policy

The Motor Vehicle Insurance Policy is the most flexible policy, available under all levels of cover.

Nominated Driver Motor Vehicle Insurance Policy

The Nominated Driver Motor Vehicle Insurance Policy is available under all levels of cover and designates that your car can be driven by no more than two nominated drivers who are 25 years of age or over.

Nominated Driver Low Kilometre Motor Vehicle Insurance Policy

Nominated Driver Low Kilometre Motor Vehicle Insurance Policy designates that your car will be driven by no more than two nominated drivers who are 25 years of age or over, and will not be driven more than 10,000 kilometres during your period of insurance. This policy is only available with Comprehensive cover.

The table below shows the three policies and the level of cover available for each.

PoliciesComprehensiveThird Party Fire & TheftThird Party Property Damage
Motor Vehicle Insurance Tick Tick Tick
Nominated Driver Motor Vehicle Insurance Tick Tick Tick
Nominated Driver Low Kilometre Motor Vehicle Insurance Tick Cross Cross

Each of our Motor Vehicle insurance policies include additional cover. The table below shows some of the additional covers automatically included under each level of cover.

PoliciesComprehensiveThird Party Fire & TheftThird Party Property Damage
Uninsured Motorist Damage Full cover Tick Tick
Earned No Claim Bonus Protection Tick Cross Cross
Replacing your vehicle after a total loss Tick Cross Cross
Hire vehicle costs after a theft or attempted theft Tick Tick Cross
$30m Liability Cover Tick Tick Tick
Windscreen Extension Option Optional Cross Cross
Trailer attached to your vehicle Tick Cross Cross
Emergency or temporary repairs Tick Tick Cross
Towing and transport of your vehicle Tick Tick Cross
Removal of debris Tick Tick Cross
Personal Items Tick Cross Cross
Re-coding of locks and barrels after theft of keys Tick Tick Cross
Baby capsules and child seats Tick Cross Cross
Storage Costs Tick Tick Cross
  • Tick Comprehensive covers for your car as well as any damage you may cause to other vehicles or property
  • Tick Third Party Fire & Theft provides cover for your car if it's stolen or damaged by fire, but not if you're in a collision. It will also cover any damage you may cause to other vehicles or property
  • Tick Third Party Property Damage only provides cover for any damage you may cause to other vehicles or property. Your own car is not covered for any damage

Need to talk?

For an obligation-free insurance quote or for more information, call the Defence Bank Contact Centre on 1800 033 139

Insurance not due yet?

Set a reminder and we will notify you nearer to your due date.
Click here to set a reminder

View our other insurance products

* Any discounts received only apply for the first 12 months of the policy.

Insurance products are sold by Defence Bank Limited ABN 57 087 651 385 AFSL/Australian Credit Licence 234582 and are issued by CGU Insurance Limited ABN 27 004 478 371 AFSL 238291. In arranging this insurance, Defence Bank acts under its own AFSL and under an agreement with the insurer, CGU Insurance. This is general advice only and does not take into account your personal circumstances. The relevant Product Disclosure Statement (PDS) and your personal circumstances should be considered when making a decision to acquire the insurance product(s).

The PDS for the relevant product is available at any Defence Bank branch or view it here.

We receive a commission for insurance product sales. Details of the commission we receive can be found in our Financial Services Guide (FSG).