Defence Bank Car Insurance
Car Insurance

Take out a new eligible policy before 31 August 2018 and receive a $100 EFTPOS card!*

Defence Bank offers great rates and a range of benefits on the Car Insurance to keep you covered.

Need to talk?

For an obligation-free insurance quote or for more information, call the Defence Bank Contact Centre on 1800 033 139

Insurance not due yet?

Set a reminder and we will notify you nearer to your due date.
Click here to set a reminder

Car Insurance

Defence Bank's Motor Vehicle Insurance policies give you the freedom to choose the best cover to suit your needs.

Comprehensive

Cover for loss or damage to your vehicle, and your legal liability for loss or damage to another person's vehicle or property.

Third Party Fire and Theft

Cover for loss or damage to your vehicle by fire or theft only, and your legal liability for loss or damage to another person's vehicle or property.

Third Party Property Damage

Cover for your legal liability for loss or damage to another person's vehicle or property.

We've developed three Motor Vehicle Insurance policies for you to choose from, based on how you use your car.

Motor Vehicle Insurance Policy

The Motor Vehicle Insurance Policy is the most flexible policy, available under all levels of cover.

Nominated Driver Motor Vehicle Insurance Policy

The Nominated Driver Motor Vehicle Insurance Policy is available under all levels of cover and designates that your car can be driven by no more than two nominated drivers who are 25 years of age or over.

Nominated Driver Low Kilometre Motor Vehicle Insurance Policy

Nominated Driver Low Kilometre Motor Vehicle Insurance Policy designates that your car will be driven by no more than two nominated drivers who are 25 years of age or over, and will not be driven more than 10,000 kilometres during your period of insurance. This policy is only available with Comprehensive cover.

The table below shows the three policies and the level of cover available for each.

PoliciesComprehensiveThird Party Fire & TheftThird Party Property Damage
Motor Vehicle Insurance Tick Tick Tick
Nominated Driver Motor Vehicle Insurance Tick Tick Tick
Nominated Driver Low Kilometre Motor Vehicle Insurance Tick Cross Cross

Each of our Motor Vehicle insurance policies include additional cover. The table below shows some of the additional covers automatically included under each level of cover.

PoliciesComprehensiveThird Party Fire & TheftThird Party Property Damage
Uninsured Motorist Damage Full cover Tick Tick
Earned No Claim Bonus Protection Tick Cross Cross
Replacing your vehicle after a total loss Tick Cross Cross
Hire vehicle costs after a theft or attempted theft Tick Tick Cross
$30m Liability Cover Tick Tick Tick
Windscreen Extension Option Optional Cross Cross
Trailer attached to your vehicle Tick Cross Cross
Emergency or temporary repairs Tick Tick Cross
Towing and transport of your vehicle Tick Tick Cross
Removal of debris Tick Tick Cross
Personal Items Tick Cross Cross
Re-coding of locks and barrels after theft of keys Tick Tick Cross
Baby capsules and child seats Tick Cross Cross
Storage Costs Tick Tick Cross
  • Tick Comprehensive covers for your car as well as any damage you may cause to other vehicles or property
  • Tick Third Party Fire & Theft provides cover for your car if it's stolen or damaged by fire, but not if you're in a collision. It will also cover any damage you may cause to other vehicles or property
  • Tick Third Party Property Damage only provides cover for any damage you may cause to other vehicles or property. Your own car is not covered for any damage

Need to talk?

For an obligation-free insurance quote or for more information, call the Defence Bank Contact Centre on 1800 033 139

Insurance not due yet?

Set a reminder and we will notify you nearer to your due date.
Click here to set a reminder

View our other insurance products

**Offer only available on new eligible insurance policies purchased between 01 February and 31 August 2018. Limit one EFTPOS card per policy, per person (up to a maximum of three EFTPOS cards per person). All Defence Bank directors, staff and their immediate families are not eligible for this promotion. Promotion valid for new policies only and is not applicable for policy renewals. Insurance policies must be current and not in arrears at time of EFTPOS card being issued. Cards will be issued three weeks after the 21 day cooling off period and is conditional upon first month’s premium being paid. Eligible insurance policies are Defence Bank Comprehensive Motor Insurance, Defence Bank First Choice Home Insurance, Defence Bank Fundamentals Home Insurance, Defence Bank Landlords Residential Property Insurance. Insurance issued by Insurance Australia Limited ABN 11 000 016 772 AFSL 227681 trading as CGU Insurance. In arranging this insurance Defence Bank Limited (Defence Bank) acts under its own AFSL and under an agreement with the insurer. Defence Bank receives commission when selling CGU insurance products. Please refer to Defence Bank’s Financial Services Guide (FSG) for details of these commissions. The relevant Product Disclosure Statement (PDS) should be referred to when making a decision to acquire any insurance product. The FSG and relevant PDS is available by calling 1800 033 139 or visiting any Defence Bank Branch. The information provided is general advice only as it has not taken into account your financial situation, objectives or needs. Defence Bank Limited ABN 57 087 651 385 AFSL/Australian Credit Licence 234582. To receive the $100 EFTPOS gift card, policies must be purchased through a Defence Bank branch, the Defence Bank Contact Centre or through the Defence Bank website. Defence Bank reserves the right to cancel, suspend or modify the promotion at any point in time (and subject to any relevant regulatory approval where applicable) if there are any technical or other failures identified which are beyond its reasonable control and affect its ability to continue to conduct the competition under the terms and conditions stated above.

Insurance issued by Insurance Australia Limited ABN 11 000 016 772 AFSL 227681 trading as CGU Insurance. In arranging this insurance Defence Bank Limited (Defence Bank) acts under its own AFSL and under an agreement with the insurer. Defence Bank receives commission when selling CGU insurance products. Please refer to Defence Bank’s Financial Services Guide (FSG) for details of these commissions. The relevant Product Disclosure Statement (PDS) should be referred to when making a decision to acquire any insurance product. The FSG and relevant PDS is available by calling 1800 033 139 or visiting any Defence Bank Branch. The information contained in this brochure is general advice only as it has not taken into account you financial situation, objectives or needs. Defence Bank Limited ABN 57 087 651 385 AFSL/Australian Credit Licence 234582.

The PDS for the relevant product is available at any Defence Bank branch or view it here.

We receive a commission for insurance product sales. Details of the commission we receive can be found in our Financial Services Guide (FSG).